Terms and Conditions + Privacy Policy

INTRODUCTION

Thank you for visiting Our website, viz. www.dreamstreet.tech
Finverse Platform Private Limited (hereinafter referred to as, “FPPL” “Company”, “We”, “Us” or “Our”) is a trading member of National Stock Exchange of India Limited (“NSE”) (NSE Member Id: [90483]) and BSE Ltd. (“BSE”) (BSE Member Id: [6967]) and is registered with the Securities and Exchange Board of India (“SEBI”) (bearing registration no.: [INZ000330930]). FPPL is the company incorporated under the Companies Act, 2013 having CIN No. U66120MH2025PTC459239 and having its registered office at [Unit No. 1201-1202, 12th Floor, Wing A, ONE BKC, G Block, Bandra East, Mumbai, Maharashtra 400051, India] FPPL operates and owns the website [https://dreamstreet.tech/], and/or the mobile application ‘[●]’(collectively referred to as the “Platform” or “Platforms”).
“You”, “Your”, and “User” shall mean anyone who visits, accesses, or uses the products or services offered by Us through the Platform.
This privacy policy document (“Privacy Policy”) is an electronic record in terms of the Digital Personal Data Protection Act, 2023, Information Technology Act, 2000, and the rules made thereunder, as amended from time to time. FPPL is governed by the provisions of applicable laws in India including the SEBI (Stock Brokers) Regulations, 1992, SEBI Master Circular for Stock Broker, dated June 17, 2025, Information Technology Act, 2000, Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data) Rules, 2011 (the “SPI Rules, 2011”), Digital Personal Data Protection Act, 2023 (“DPDP Act, 2023”), the Digital Personal Data Protection Rules, 2025 (“DPDP Rules, 2025”), and such other rules/regulations (collectively hereinafter referred to as “Applicable Laws(s)”), as amended from time to time, to maintain the privacy of Your Personal Data (as defined below).
The Privacy Policy is published in accordance with Rule 4(1) of the SPI Rules, 2011 and Section 5 of the DPDP Act, 2023 read with Rules 3 of the DPDP Rules, 2025.
We urge You to read the terms of this Privacy Policy carefully. By accepting the terms of this Privacy Policy, You agree that You have read, understood, acknowledged and accepted this Privacy Policy to access and use the Platform. You agree, understand, and consent to this Privacy Policy.

SCOPE AND OBJECTIVE

We give utmost importance to the protection and privacy of the information submitted by You. We receive and store both personal and non- information about You when You visit and/or use Our Platform. We collect and process Your Personal Data only to the extent necessary for Us to process Your requirement(s) in accordance with such Applicable Laws. This Privacy Policy is intended to let You know the nature of Personal Data and Non-Personal Data (as defined below) (collectively, “Information”) that is collected by Us, the purpose of the collection of such information, and how the same is used.
This Privacy Policy also sets out the manner in which such Information is processed by Us or shared with any other party, and Your rights relating to such Information. We protect this Information by maintaining physical, electronic, and procedural safeguards that meet Applicable Laws and handle any Personal Data strictly in terms of this Policy.
This Privacy Policy shall apply uniformly to FPPL’s desktop, website, mobile applications, and any services provisioned by FPPL on its Platform.
This Privacy Policy does not apply to information that You provide to, or that is collected by, any third-party (excluding the group companies, affiliates and subsidiary companies) through the Platform, and any Third-Party Sites that You access or use in connection with the services offered on the Platform.

USER CONSENT

You agree that You have read this Privacy Policy and explicitly consent to the collection, / sharing, / processing, / use, / storage, / disclosure of Your Information by Us in terms of this Privacy Policy for directly or indirectly accessing the Platform, and / or availing the services provided by us on the Platform.
You have the option not to provide Us the Information sought to be collected. You also have an option to withdraw Your consent at any point as per the mechanism mentioned under this Privacy Policy, or seek access to or correction of the personal data you provide to us. If You do not provide Us Your Information, or, withdraw the consent to provide Us with Your Information at any point in time, We may be unable to provide You with Our services, or may need to terminate any existing relationship We may have with You.
You acknowledge that You are not a minor (i.e., You are above the age of 18), and are competent to enter into a contract, and that You are providing Your Personal Data out of Your free will. The Platform is not intended for children under the age of 18. We do not knowingly collect any information from minors. If information about a minor (i.e., an individual below the age of 18) has been inadvertently shared with Us (without the consent of their parents/guardians), please contact Us at help@dreamstreet.tech
If You use or access Our Platform on behalf of someone else (as a Guardian, Power of Attorney holder, Authorised representative, Consent Manager etc.), You represent that You are authorised by such individual or entity/ User to (i) accept this Privacy Policy, and (ii) consent to the Use of such individual’s Information as set out in this Privacy Policy.

WITHDRAWAL OF CONSENT

You may withdraw Your consent at any time by writing in to help@dreamstreet.tech

PERSONAL DATA COLLECTED BY FPPL

Information / Data collected by FPPL includes, but is not limited to, the following:

“Personal Data” which means any data which could reasonably be used to identify You personally, which includes, but not limited to, Your name, phone number, email address, registration account details, physical address; and demographic information, such as age, income, gender, pin code, city, state, or similar information. For the purposes of this Privacy Policy, sensitive personal data or information has been considered as a part of Personal Data, which may include information such as password, financial information (details of bank/ demat account, debit card, transactional details, portfolio details or other permissible payment modes etc).
“Non-Personal Data” which means information that does not identify You or any other individual, and includes, but not limited to, session, web beacons and usage data, log data (as defined below) and aggregate information. We use this information to, inter alia, deliver Our web pages to You upon request, to tailor Our Platform to the interests of Our Users, to measure traffic within Our Platform, to improve the quality and performance of the Platform, including functionality and interactions on the Platform, etc.

An illustration of the categories of Personal Data / Information which We may collect / receive / share / process / use / store in order to serve You through the Platform:

Personal details (e.g. full name, age, gender, contact details including, residential address, date of birth, documents such as identity card / passport details / Aadhaar details / PAN / Voter ID / driving license, and / or education details) provided by You to FPPL to avail various services from FPPL.
Your details including transaction history, balances and payment details, for effecting transfer of monies through various payment channels facilitated by FPPL.
Financial details (e.g. Details of Your trading experience, demat account, active bank account opened on the Platform including account number, Partner Bank and NBFCs customer ID, e-NACH, NEFT, IMPS, UPI ID details, debit card information, including the debit card number, card type, expiry date on the debit card, and name on the card, salary and income details, income, expenses, net worth, and / or credit history) needed as part of the request for some of FPPL products / services.
Images / videos of documents / photos required to avail any of FPPL’s products / services.
Know Your Customer (“KYC”) documents including all proofs of identity and address, photograph, Permanent Account Number (PAN), signature, email ID, occupational details, etc.
UPI ID, category and other identifiers along with the details of services on the Platform, mode of payment, location, the date, currency and amount of the transaction, whether the payment was successful, and other information provided by You directly or indirectly to Us or provided to Us by other third-party entities. We also store transaction details such as amount spent, counterparty details, beneficiary information, account balance, transaction ID, date and time of transaction. Further, We may collect, process, disclose and store information relating to Your income, lifestyle levels, and Platform-usage pattern, as well as information third parties or our integrated partners share with us about You.
Risk profile, investment selection, beneficiary and nominee data etc.
Employment details (e.g. occupation, employer name, positions held, employment history, salary and/or benefits, if any) as part of FPPL’s record retention for credit / various product evaluations or as required under applicable law including Prevention of Money Laundering (Maintenance of Records) Rules, 2005.
Information about Your investments and the details of Your Demat Account.
Specimen signature(s) or consent for the processing of Your instructions received by FPPL through various payment and delivery channels.
Timestamp including IP Address and Geolocation details of the system You use to access FPPL’s services. Communications with customer service support, behavioural data (e.g. data collected using cookies), information about promotions, surveys, promotional campaigns and records of Your decision(s) to subscribe or to withdraw from receiving marketing materials, if any.
Opinions provided by You to FPPL by way of feedback or responses to surveys.
Metadata such as your device ID, IP address, app version of the Platform, interaction logs, location information (when enabled), diagnostics and crash data, cookies, etc.
We may receive information about you from third parties, including login partners (such as Google, Apple or Facebook), payment processors, advertisers, analytics providers, publicly available sources, and Users who invite or refer you to the Platform.
Note that we collect, process and use personal information provided by you (that is, information that may be used to identify you and is not otherwise publicly available) to operate, provide, develop, and improve our Services. This includes information we need to keep you informed of our offerings, the products and/or services of our affiliates and group entities, and to enable our affiliates and group entities to reach out to you in relation to the products and services offered by them.

You acknowledge that We may keep records of communications, including phone calls received and made for making enquiries, orders, feedback or other purposes for rendering services effectively and efficiently. The Company will be the exclusive owner of such data and records. You hereby consent and authorise Us to publish feedback obtained by You on the Platform. However, all records are regarded as confidential. Therefore, such records will not be divulged to any third party, unless required by law.
We may be required to store Your Personal Data at least for a reasonable time from the last date of use of the services on the Platform, or for such period as may be required under Applicable Laws. We shall not retain Your Personal Data for longer than is required for the purposes for which the information may lawfully be used or is otherwise required under any other law for the time being in force.

HOW WE COLLECT YOUR DATA

We collect Personal Data about Users through Our Platform, e-mail requests, various interactions in person with You, which may include the following:

Information that Users may provide when they visit Our Platform or enter information on Our Platform at the time of registration or in connection with use of services on the Platform;
We may also retrieve Your Personal Data that is available with KYC Registration Agency (“KRAs”); Our affiliates, relevant Registrar and Transfer Agents (“RTAs”), business partners and financial institutions, to the extent required to provide You the services on the Platform.
Information that Users provide when they subscribe to email newsletters, press releases or other periodicals provided by Us, through the Platform;
Information that Users provide when they respond to surveys or marketing communications sent by Us or Our affiliates;
Images of documents / photos that may be provided by the User in order to avail services on the Platform;
Voice recordings of conversations between User(s) and Our customer care agent(s)/executives;
Specimen signature(s) provided by Users and/or any other consent(s) provided for processing the instructions provided by User;
Information that Users provide when posting content on social media websites;
Information that Users provide to us on in their social media accounts;
Information captured in Our web logs such as device information (e.g. device brand and model, screen dimensions), unique identification numbers (e.g. Internet Protocol address and device ID), and browser information (e.g. URL, browser type, pages visited, date/time of access);
Information captured by web cookies or that third parties including advertisers share with us;
Information that we receive from our affiliates or group companies in accordance with their privacy policies and terms of use;
Records of interaction with Our representatives;
Details pertaining to usage of the Platform which include time, frequency, duration and pattern of use, features used and the amount of storage used;
Internet protocol address, browser type, browser language, referring URL, files accessed, errors generated, time zone, operating system and other visitor details collected in Our log files, the pages of Our Platform that You visit, the time and date of Your visit, the time spent on those pages and other statistics (“Log Data”).
Information submitted by clients through distributors, referrers and / or other third party associated with the Company; and
Through any other mode with Your implicit / explicit consent.

You hereby agree, acknowledge and grant Your consent to Us to obtain information/data from You through the Platform, different communication channels, when You provide Your details in forms, surveys, online applications or similar online fields.

HOW WE USE YOUR DATA

We recognise and acknowledge the value and importance of the protection of Your Personal and Non-Personal Data. By virtue of this Privacy Policy, We will collect / receive / share / process / use / store Your Personal Data and / or Non-Personal Data in accordance with Applicable Laws to provide You with the services on the Platform, enhance the user experience, manage Our relationship with You, build affluence scores/ user insights, analyse data for the introduction of new services and features, and as may be required to comply with any regulatory requirements and contractual obligations. We use and process User’s information (Personal and Non-Personal) for a range of purposes, which may include the following:

Facilitating Transactions: Setting up Your account and facilitating the processing of Your transactions through Our transaction partners. This includes maintaining records of Your transactions and holdings, generating and sending reminders, alerts, and notifications for transactions.
KYC Updates and Verification: Registering or updating Your KYC details in centralized databases such as KYC Registration Agencies and CERSAI (CKYC) to comply with regulatory requirements and to facilitate Your transactions.
Service Support and Queries: Resolving any queries or concerns and providing support in case of issues with the use of Our services or those provided by Our partners.
Communications and Updates: Informing You about offers related to products and services, sharing marketing materials, and communicating updates about the progress and resolution of transactions or services availed.
Experience Enhancement: Streamlining and customising Your experience while using Our Services through our mobile application, website, or chatbot, includingand employing non-personal orand aggregated information to enhance service delivery.
Transactional Support and Analysis: Preparing analyses, reports, and tools such as portfolio snapshots, capital gains reports, and consolidated transaction history to assist in Your financial decision-making, to the extent permitted under the Applicable Laws.
Security and Compliance: Monitoring, identifying, resolving, and preventing security incidents, frauds, criminal activities, and ensuring compliance with Applicable Laws. Further, User data may also be collected to ensure the security and integrity of Our information technology systems.
Research and Development: For research and development purposes to improve existing services and to design new offerings tailored to meet Your financial needs.
Monitoring and Review: To monitor and review Our services from time to time; Also, to undertake financial / regulatory / management reporting and create and maintain various risk management models; And, for conducting audits and for record keeping purposes.
Investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of Our Terms, breach of Our agreement with You or as otherwise required by law.
To fulfil the requirements of existing laws/regulations and / or court orders / public orders / regulatory directives received by FPPL / protect and defend the rights of users or FPPL.
Any other matter incidental and associated with the above.

THIRD-PARTY SERVICES

We may engage third-party service providers (“Data Processors”) to process Your Personal Data on Our behalf for specified purposes, including but not limited to IT services, analytics, storage, and customer support. While engaging such third parties, we ensure:

All third-party processors act strictly as per Our documented instructions and do not use Your Personal Data for any purpose other than those explicitly outlined in Our agreement.
Each third party is contractually bound to implement industry-standard security safeguards, to prevent unauthorised access or disclosure of your Personal Data as per Applicable Laws.
We monitor compliance through periodic audits and reviews.
Personal Data shared with third parties is limited to the minimum necessary for fulfilling the defined purpose.
No personal data is transferred to any sub-contractor or further third parties without Our explicit approval.

Links to other websites: Our Platform may contain links to other websites and mobile applications that are not operated by Us. If You click on a third-party link, You will be directed to that third party's site or mobile application. We strongly advise You to review the privacy policy and terms of use of every site You visit and every mobile application that You use. We do not make any representations concerning the privacy practices or policies of such third-party entities or terms of use of such other websites, nor do We control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such other websites. The inclusion or exclusion does not imply any endorsement by Us of the other websites, the website’s provider, or the information on such other websites. Third parties are under no obligation to comply with this Privacy Policy with respect to personal data that You provide directly to those third parties or that those third parties collect for themselves. Please be aware that We have no control over the content and policies of those websites or mobile applications and We cannot accept responsibility or liability for their respective privacy practices.

STORAGE, TRANSMISSION & SECURITY PRACTICES

We use commercially reasonable physical, managerial, and technical safeguards (to the extent applicable and permissible) to preserve the integrity and security of Your Personal Data. However, We do not ensure or warrant the security of any information You transmit to Us, and You do so at Your own risk.
To protect Your privacy and security, We take reasonable steps (such as requesting OTP/ asking password) to verify Your identity before granting You access to Your account. You are responsible for maintaining the secrecy of Your unique password and account information, and for controlling access to Your email communications from Us, at all times. These include Your information, including Personal Data, is transmitted between Your device and Our servers using HTTPS protocol for encryption. HTTPS is the technology used to create secure connections for Your web browser and it’s indicated by a padlock icon in Your browser. In addition to HTTPS, we make sure that Your Personal Data is always encrypted or hashed before we store it. We use industry standard encryption and hashing algorithms.
FPPL stores and processes Your Personal Data only in India. FPPL’s data centre and systems also maintain backup and disaster recovery systems in India. Information collected is stored on Our servers, log files or storage systems owned by Us or by third parties specifically providing such storage services. Your information or data will primarily be stored in electronic form. However, certain data can also be stored in physical form. FPPL may enter into agreement with third-parties to store Your information or data. These third parties may have their own security standards to safeguard Your information or data and We, shall on a commercial reasonable basis require such third parties to adopt reasonable security standards to safeguard Your information / data.
FPPL takes various steps and measures to protect the security of Your Personal Data from misuse, loss, unauthorised access, modification or disclosure. FPPL uses the latest secured server layers encryption and access control on its systems. FPPL safety and security processes are audited by a third-party cybersecurity audit agency from time to time.
FPPL shall not be held responsible for any loss, damage or misuse of Your Personal Data, if such loss, damage or misuse is attributable to a Force Majeure Event. A “Force Majeure Event” shall mean any event that is beyond the reasonable control of FPPL and shall include, without limitation, sabotage, fire, flood, explosion, pandemic, epidemic, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system, computer data, computer network and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corruptive code or program, mechanical or technical errors/failure or power shut down, breach of security and encryption (provided it is beyond Our reasonable commercial control), power or electricity failure or unavailability of adequate power or electricity, etc.

YOUR RIGHTS IN RELATION TO YOUR PERSONAL DATA

We seek to provide reasonable assistance to cater to request(s) from You regarding the processing of Your Personal Data and the right to amend and withdraw permission to the processing/ use/ storing/ sharing of Your Personal Data. In accordance with Applicable Laws and as per the terms of this Privacy Policy, You may exercise the following rights:

Request a summary of Personal Data stored with Us and request the identity of the entities we share Your Personal Data with.
Review, rectify, update, or deletion of the Personal Data stored with Us.
Nominate any other individual, who shall, in the event of death or incapacity of the User, exercise the rights of the User in accordance with applicable laws.
Withdraw Your consent to collect / receive / share / process / use / store Your Personal Data that You had given Us for availing the services on the Platform and prevent further processing of Your Personal Data subject to the terms of this Privacy Policy. You may also withhold Your consent prior to the collection and processing of Your Personal Data and Non-Personal Data.
Ask Us to update/delete Your Personal Data. However, You understand that the deletion of certain information may impact the services on the Platform being offered to You and the same may result in total suspension of the services on the Platform if the deleted information is of a category that is considered mandatory to provide the services on the Platform. Please refer to section titled “Cessation of Relationships and Data Deletion Requests” below, for further information.
Be informed of any data breach concerning the Personal Data submitted by the User.
You can exercise any of the aforementioned rights by submitting a request to help@dreamstreet.tech
You understand that these rights are limited in some situations, such as, where We are legally or otherwise bound to process / retain / share / disclose Your Personal Data. This may also affect Our ability to provide You services on the Platform and therefore may lead to discontinuation of the services on the Platform You avail from the Platform.

We may be required to share Your information when required by law, court order, government or regulatory request, or to protect Our rights and/or those of Our partners or Users, or to prevent harm or fraud on our Platform or to respond to requests from entities that support fraud detection, security, dispute resolution, or compliance functions.

RETENTION OF PERSONAL DATA

Your information or data will primarily be stored in electronic form. However, certain data can also be stored in physical form. FPPL may enter into agreement with third parties to store Your information or data. These third parties may have their own security standards to safeguard Your information or data and FPPL, shall on a commercially reasonable basis require such third parties to adopt reasonable security standards to safeguard Your information / data as per Applicable Laws.

CESSATION OF RELATIONSHIP AND DATA DELETION REQUESTS

Users without completed KYC or transactions: If a User requests cessation of their relationship with Us and has not completed the KYC process, executed any transactions or platform services, We shall delete Personal Data from Our systems on a best effort basis. However, certain non-identifiable logs or footprints related to system interactions may remain, subject to Applicable Laws and regulatory requirements. If under Applicable Laws, any data is to be stored for a certain period of time, such data shall be deleted only post the expiry of such period.
Users with Completed KYC and/or Executed Transactions: Where a User has completed the KYC process and/or executed any transactions with Us, and subsequently requests cessation of the relationship and/or deletion of their data, We are legally obligated to retain certain information. In such cases, while the User’s account will be deactivated, their Personal Data and transaction records will not be deleted due to the following legal, regulatory, and audit obligations:

Regulatory Compliance: Under the Prevention of Money Laundering Act, 2002 (PMLA), SEBI (Stock Brokers) Regulations, 1992 or any other applicable laws for the time being in force, We are mandated to retain KYC data, transaction history etc. for a specified retention period, even after the cessation of the User’s relationship.
Audit Requirements: Our internal and external auditors, as well as regulatory bodies, may require access to customer records for auditing, inspection or various other purposes. These records include Personal Data, transaction logs, and other relevant information necessary to ensure compliance with applicable laws, rules, and guidelines set by regulatory authorities, including SEBI.
Legal Obligations: The retention of data is also critical for addressing potential legal claims, disputes, or inquiries. In accordance with applicable laws, We are required to preserve information that could serve as evidence in legal proceedings or is necessary for defending against claims.

As such, the retention of User/ Customer Information in these cases is strictly limited to the abovementioned legal and regulatory purposes. We are committed to ensuring that this Information is stored securely and is accessible only for legitimate purposes, while remaining compliant with the applicable data protection laws, including the DPDP Act, 2023 and the relevant rules formulated thereunder on best effort basis.
Post Deletion of the User’s data from Our records, the User will not be able to access the User profile / transactional data through their existing Email Id & Mobile No. on the Platform. Users’ access to the platform may be temporarily or permanently suspended / deactivated without furnishing any reason. Any request for Re-Activation / Sign up by such Users’ or their related party may be restricted / declined at the discretion of the company without furnishing any reason.
In case of request for surrender of registrations, closure and/or cessation of business relationship and subsequent request for deletion of data, we will delete or erase Your Personal Data to the best of Our ability and in accordance with Applicable Laws.

COMMUNICATIONS FROM FPPL

FPPL may from time to time contact You via calls, SMS, emails, and other communication channels to provide You with information pertaining to FPPL’s Services, notifications on updates vis-à-vis FPPL Services (when We consider it necessary to do so), educational information and promotions.
FPPL may maintain/ upload information on social media sites like [www.dreamstreet.tech]. When You visit the social media accounts of the Company. We collect information about Your activities on those accounts. The information We collect and review includes whether You visited or commented on a blog or provided a rating etc.

GRIEVANCE REDRESSAL

If You have questions, concerns or grievances regarding processing of Your Personal Data or this Privacy Policy, You may address the same to help@dreamstreet.tech

POLICY REVIEW AND UPDATES

This Policy will be reviewed by FPPL as and when required and the same may change at any time. FPPL reserves the right to change this policy from time to time. Any changes shall be effective immediately upon the posting of the revised Privacy Policy and specific consent to that effect shall be obtained from You, as required. We encourage You to regularly check this notice on Our Platform for updates.
The latest and the most updated policy can always be found at FPPL’s website. While FPPL will make reasonable efforts to keep You posted on any updates to this privacy policy, to make sure that You are aware of any changes, it is recommended that You review this Policy periodically. Notwithstanding anything stated above, by using any of Our Platforms or providing Us with Your Personal Data for any other purpose on the Platform, You agree to the terms of this Privacy Policy.

Terms and Conditions

Introduction

These Terms of Use mandate the terms for access to and use of the sites, viz., the website [●] and the mobile application and any other site or application as may be offered from time to time (collectively, the "Sites") which are operated and managed by Finverse Platform Private Limited (“FPPL”) (CIN U66120MH2025PTC459239) and our affiliates (collectively referred to as ‘Company’ or ‘Us’ or ‘We’ or ‘Our’).
You can access information, content, products, services, applications and tools for online retail share trading, brokerage and depository participant services and other products or services that we may introduce from time to time (collectively, the “Services”). Online share trading and brokerage services are offered by FPPL, registered as Stock Broker with Securities & Exchange Board of India (Registration No. [●]) and is a Trading Member of NSE (Member Code: [●]) and BSE (Member Code: [●]). FPPL Corporate Office is at [●].
INVESTMENTS IN SECURITIES MARKET ARE SUBJECT TO MARKET RISKS, READ ALL THE RELATED DOCUMENTS CAREFULLY BEFORE INVESTING. THE CONTENTS HEREIN ABOVE SHALL NOT BE CONSIDERED AS AN INVITATION OR PERSUASION TO TRADE OR INVEST. FPPL AND AFFILIATES ACCEPT NO LIABILITIES FOR ANY LOSS OR DAMAGE OF ANY KIND ARISING OUT OF ANY ACTIONS TAKEN IN RELIANCE THEREON. PLEASE NOTE BROKERAGE WOULD NOT EXCEED THE SEBI PRESCRIBED LIMIT.

The usage of our Sites is governed by the latest version of the Terms of Use as in effect on the date the Sites are accessed by you. We retain the unconditional right to modify, amend these Terms of use without any requirement to notify you of the same. You should review the most current version of these Terms by visiting and clicking on the Terms of Use hyperlink located at the bottom of the page.
Please carefully read these Terms of Use before accessing any information, content, products, services, applications, tools and features on the Sites. These Terms of Use are in addition to any other agreements between you and Us, including any customer or account agreements, and any other agreements that govern your use of information, content, tools, products and services available on and through the Sites. Merely upon access of the Sites and in absence of any specific customer or account agreements, no client-broker relationship is established between you and Us.
Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, non-transferable, license to access the Sites only for your personal, non-commercial use and solely as necessary in order to avail Services. This license does not include any resale or commercial use of the Sites or its contents; any collection and use of the contents, products, services, applications, tools and features; any derivative use thereof; any downloading or copying of account information; or any use of data mining, robots, or similar data gathering and extraction tools. Any content on the Sites (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without our express written consent. By continuing to browse through or using or accessing the Sites, you accept and agree to be bound by these Terms of Use.

Your Finverse Account

Getting Started. To avail securities trading, brokerage and depository participant services through our Sites, you will be required to register and open a trading account and a depository participant account (collectively, the “Finverse Account”) with FPPL by completing client-broker registration process by executing prescribed application form, undertakings, declarations, agreements etc. and necessary KYC requirements. Activation of Finverse Account shall be subject to completion of Video In-Person-Verification (VIPV) and client due diligence.
Who can open Finverse Account. You must be of legal age to form a binding contract, must be eligible to open, maintain and operate securities trading, brokerage and depository participant account accordance with applicable laws in India or other jurisdictions relevant to you; and otherwise you have not been barred from accessing securities market in India for any reasons whatsoever. We reserve the right to refuse access to our Services to any User who has been suspended, disqualified, debarred and/or removed by Us or by any regulatory and/or statutory authority.
Sensitive Personal Data or Information. In order to open Finverse Account, you will have to provide your details as mandated under applicable laws which for illustration shall include but not be limited to your name, mobile number, email address, date of birth, gender, Permanent Account Number (PAN), signature, marital status, photograph and video recording, etc. Your Finverse Account shall be activated only upon fulfillment of your KYC verification in accordance with applicable AML-KYC requirements under relevant guidelines/circulars/communications issued by SEBI, NSE, BSE, NSDL and other relevant authorities. Please refer to our Privacy Policy which explains what personal information we collect and how it is used and shared.
Providing Accurate Information. All information you provide to us must be complete, accurate, up-to-date and truthful and not misleading. You must promptly update this information whenever it changes. We are not responsible for any financial loss arising out of your failure to do so. We may ask you at any time to confirm the accuracy of your information and/or provide additional supporting documents.
Transacting on your own account. All activities under a Finverse Account shall be deemed as activities carried out by the registered user. You shall only use the Finverse Account to transact on your own account and not on behalf of any other person or entity. You agree to purchase securities at your own risk. We disclaim any liability arising from the purchase of the securities by you or for any obligations of other users to You, any acts or omissions of a third party or user of the Sites with whom you choose to deal with. It will be your sole responsibility to take proper precaution/ professional advice before agreeing to trade in securities.
Securities Transactions. All transactions in your Finverse Account shall be subject to the constitution, rules, regulations, customs and usage of the exchange or market, and its clearing house, if any, where the transaction orders are routed through our Sites. Also, where applicable, the transactions shall be subject to the provisions of the Securities and Contracts Regulations Act (SCRA), as amended, and to the rules and regulations of SEBI, NSDL, and the exchanges.
One account per User or Entity. You may only open one Finverse Account unless we have agreed in writing the opening of additional accounts. We may refuse the creation of duplicate accounts for the same user. Where duplicate accounts are detected, we may close or merge these duplicate accounts at its sole discretion.
Contacting You. You hereby authorize us to send trade confirmations, research calls, investment ideas etc. including all commercial communication even though You are registered with National Do Not Call Registry established under the Telecom Unsolicited Commercial Communications Regulations, 2007 or are registered or may register under the National Customer Preference Register established under new regulation viz the Telecom Commercial Communications Customer Preference Regulations, 2010.
Deactivation and/or Termination. If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or if we have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we have the right to suspend or terminate your Finverse Account and refuse any and all current or future use of the Services (or any portion thereof) at its discretion, in addition to any right that we have against you at law or in equity, for any misrepresentation of information provided by you.

Keeping your account safe

Safeguard your Finverse Account. You must take all steps to safeguard your FinverseAccount and ensure that no one else can have access to your FinverseAccount or password. You must immediately notify us of any actual or suspected loss, theft or unauthorized use of your Finverse Account or password. You're solely responsible for any activity on your FinverseAccount. We're not liable for any acts or omissions by you in connection with your Finverse Account.
What to Do. You must keep your FinverseAccount secure. You must change your password regularly and ensure that it is not reused across other online accounts. You may reset your Finverse Account password using your email address. You must follow recommended password management practices. You must set up 2-Step authentication or multi-factor authentication, if prompted.
What Not to Do. You must not let anyone access your Finverse Account or watch you accessing it. You must not use any functionality that allows your login details or passwords to be stored by the computer or browser you are using or to be cached or otherwise recorded.
Contact Us if you suspect your Finverse Account has been compromised. If you suspect your Finverse Account or other security credentials are stolen, lost, used without your authorisation or otherwise compromised, you must contact [●]. immediately, you are also advised to change your password. Any undue delays in notifying us may affect the security of your Finverse Account and also result in financial losses to you. Once you notify us of any unauthorised usage, we will take necessary steps to prevent any further misuse.

Access to our sites and service

We will try to make sure our Sites & Services are available to you when you need them. However, We do not make any representation or warranty that our Sites and Services will always be available, uninterrupted or error-free. We may suspend, withdraw, discontinue or change all or any part of our Service without notice. You are aware and acknowledge that trading over the internet involves many uncertain factors and complex hardware, software, systems, communication lines, peripherals, etc., which are susceptible to interruptions and dislocations; and the Sites may at any time be unavailable without further notice. You agree that you shall not have any claim against us on account of any suspension, interruption, non-availability or malfunctioning of our systems for any reason whatsoever or if our Services are unavailable at any time or for any period.
Content on our Sites for general information purposes is subject to change without further notice. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on the Sites for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
We will not be liable for any loss or damage caused by a virus, or other technological attacks or harmful material that may infect your computer equipment, computer programmes, data or other proprietary material related to your use of our Sites.

Third party services

Our Sites and Services may contain links to third party sites, advertising, promotion campaigns, services, content, applications etc. to make available to you their content, products, features etc. (“Third Party Services”). We are not responsible for and do not endorse or accept any responsibility for the availability, contents, services or use of any third party site, any platform accessed from a third party site or any changes or updates to such sites. Any linked sites are only for your convenience and therefore you access them at your own risk. We assume no responsibility for their content or any loss or damage that may arise from your use of them. These Third Party Services may have their own terms and policies, and your use of them will be governed by those terms and policies. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement.
Your security when using Third Party Services is your responsibility. You also agree that we may, at any time and in our sole discretion, and without any notice to you, suspend, disable access to or remove any Third Party Services. We’re not liable to you for any such suspension, disabling or removal, including without limitation for any loss of profits, revenue, data, goodwill or other intangible losses you may experience as a result thereof (except where prohibited by law).

Your responsibility

You must not misuse our Services by introducing viruses, trojans, worms, logic bombs or other materials which are malicious or technologically harmful. You must not attempt to gain unauthorized access to our Sites, our servers, computers or databases. You must not attack our Sites with any type of denial of service attack. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Sites & Services will cease immediately.
Our Sites and Services are generally intended to be viewed by a conventional web browser with a screen resolution of 800X600 pixels or greater or mobile application. Although you may use other means to access our Sites, be aware that the Sites may not appear accurately through other access methods, and you use them only at your own risk. You should not access the Sites through devices or services that are designed to provide high-speed, automated, repeated access. Because our servers have limited capacity and are used by many people, do not use Sites in any manner that could damage or overburden our servers, or any network connected to any our servers. Do not use Sites in any manner that would interfere with any other party's use of the Sites.
You are responsible for configuring your information technology, security programs in order to access our Services. You should use your own virus protection software. We cannot guarantee that our Services will be free from bugs or viruses. In case you discover any security bug or vulnerability on our platform, please report it to [●] to help us strengthen our cyber security.

Intellectual property rights

"Finverse Materials" include any software (including without limitation, the Finverse App, the API, developer tools, sample source code, and code libraries), data, materials, content and printed and electronic documentation (including any specifications and integration guides) developed and provided by us or our affiliates to you, or available for download from our Sites. You shall not, and shall not attempt to, directly or indirectly:

transfer, sublicense, loan, sell, assign, lease, rent, distribute or grant rights in the Service or the Finverse Materials to any person or entity;
remove, obscure, or alter any notice of any of our trade marks, or other "intellectual property" appearing on or contained within the Services or on any FinverseMaterials;
modify, copy, tamper with or otherwise create derivative works of any software included in the Finverse Materials; or
reverse engineer, disassemble, or decompile the Finverse Materials or the Services or apply any other process or procedure to derive the source code of any software included in the Finverse Materials or as part of the Services
‘www.[●].com’ and ‘Finverse’ and any other logos on the Sites belong to us and our affiliates. You shall not copy, imitate, modify or use them without our prior written consent. In addition, all page headers, custom graphics, button icons, and scripts are service marks, trademarks, and/or trade dress of us or our affiliates. You may not copy, imitate, modify or use them without our prior written consent. All right, title and interest in and to the Finverse Materials, the Sites, any content thereon, the Services, the technology related to the Services, and any and all technology and any content created or derived from any of the foregoing is the exclusive property of us and our licensors.

Disclaimer

WE DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES ABOUT THE SITES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE SITES ARE MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE" AND WE DO NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED.
WE DO NOT WARRANT THAT THE SITES WILL MEET YOUR NEEDS, OR THAT THEY WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. WE ALSO PROVIDE NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF THE SITES WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SITES WILL MEET YOUR EXPECTATIONS.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT, OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE SITES AND THIRD PARTY CONTENT, INCONVENIENCE OR DELAY). THIS IS TRUE EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH SUCH WE DO NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACT OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR ACTION OF GOVERNMENT.

Indemnity

AS A CONDITION OF YOUR USE OF THE SITES, TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE TO INDEMNIFY AND HOLD US, OUR AFFILIATES AND THIRD PARTY CONTENT PROVIDERS HARMLESS FROM AND AGAINST ANY AND ALL CLAIMS, LOSSES, LIABILITY, COSTS AND EXPENSES (INCLUDING BUT NOT LIMITED TO ATTORNEYS' FEES) ARISING FROM YOUR USE OF THE SITES, OR FROM YOUR VIOLATION OF THESE TERMS.

Suspension and Termination

In the event you have caused a material breach of these Terms of Use; or if we are unable to verify or authenticate any information provided by you; or we believe that your actions may cause legal liability to us, or we have reason to believe you are involved in any fraudulent activity, money laundering, terrorism financing or other criminal or illegal activity; or your actions have caused a security breach; or if you have granted permission to a third party to access your account, then without limiting any remedy that we may pursue, we, at our sole discretion, can take such actions whether preventive or otherwise as we deem fit, including but not limited to – (i) limiting your activity, restricting functionality, terminating or suspending your access to your account; (ii) initiating an investigation into conduct that has caused such breach; (iii) issuing a notice to you for rectifying such breach.
We will give you notice of any suspension or restriction and the reasons therefore as soon as practicable, either before the suspension or restriction is put in place or after, unless notifying you would be unlawful or compromise our reasonable security measures. We will lift the suspension and/or the restriction as soon as practicable after the reasons for the suspension and/or restriction have ceased to exist.

Complaints

If you have any grievance, objection or complaint about our Sites or any incident concerning the Terms of Use, you may contact us following by sending an email to [●] by providing us necessary information and/or documents concerning such matter. We will undertake reasonable efforts to investigate and resolve your complaint.

Force majeure

We shall not be responsible for delay or default in the performance of our obligations due to contingencies beyond our control, such as (including but not limited to) losses caused directly or indirectly by exchange or market rulings, suspension of trading, fire, flood, civil commotion, earthquake, war, strikes, failure of the systems, failure of the internet links or government/regulatory action.

Governing law

These Terms of Use shall be governed and construed in accordance with the laws of India and the courts at Mumbai shall have exclusive jurisdiction over all matters, disputes arising out of and relating to these Terms of Use.